Our mission in three words


Often, students go into debt to fund a better future. However, increasingly the cost of education is outpacing its value. Students blindly enter into thousands of dollars of debt, and don't understand how it works. Our solution is simple.

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Often recent graduates are required to make debt payments they can't afford. Our solution works with affordability in the forefront of our mind. You'll never have to make blind payments you can't afford.

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I am special. You are special. We all are special. We all have different circumstances, and we don't know why every student is treated the same. We are creating a flexible solution for your student debt, that accounts for your circumstance.

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Start saving on your student debt.

  1. 1Create An Account Enter your name, email and telephone number for the account.
  2. 2Fill Out An Application Let's get to know each other! Once you tell us a little bit about yourself in the application, instantly, we'll show you why our products make sense for you!
  3. 3Start Our RelationshipIf you decide that FSCL's products are right for you, awesome! You'll start your agreement, and we look forward to having you as a customer.

We're about relationships, not transactions.

  • Products Simply Built For You 1Think of student loan companies as a suit shop, and we're the tailor. We recognize, 'off-the-shelf' options just don't work. We're in it for you, tailoring financial products to meet your individual needs.
  • Financially Sustainable1You have the ability to save $75/month-$250/month on student loan payments. This adds up to tens of thousands of dollars over your term. Now, you can jumpstart your long-term financial goals.
  • Your Success Is Paramount1When we invest, that means we believe in you. We'll help you achieve success, however you define it.